“I see dozens of companies a week and only with ForMotiv have I seen true industry-defining technology. The underlying platform of DBI applies to a myriad of use cases in the fraud and security space.”
How can you trust someone’s answer when you have no idea how they arrived at that answer?
Just like with body language, how someone answers a question can be far more important then what their answer is…
ForMotiv’s “Digital Polygraph” for Risk & Fraud
Custom Rule-Based Real-Time Signals
- ForMotiv’s predictive risk scoring uses machine learning to help underwriters determine which applications need further qualification before policies are approved
- Set customized alerts when certain behaviors or actions occur, such as when a user changes a certain answer after receiving a quote.
- ForMotiv operates in real-time, giving your team unprecedented insight into risky user behavior as it’s happening.
- Using artificial intelligence and machine learning combined with behavioral intelligence leads to more accurate underwriting risk profiles. ForMotiv uses proprietary behavioral data to constantly enhances our risk algorithms, allowing for real-time risk scoring. Use our API to integrate our score directly into your overall risk model.
Add or Remove Friction
- Dynamically add friction for risky customers, for instance, prompt them to upload a Drivers License if they’re rushing through the application or copying/pasting sensitive information.
- Discover bots attempting to mimic human behavior and stop them in their tracks.
Monitor Agent Behavior
- If your institution sells through agents, producers, or call centers, ForMotiv will alert you when agents may be ‘gaming’ the system.
Stay Compliant with Full Audit Trail
- Whether you have a direct-to-consumer, agent application, or collaborative agent and consumer application – arm your company with a complete ‘revision history’ of every interaction a customer, agent, or employee has had on an application.
Easy to Integrate. Easy to Use. Totally Safe & Secure.
ForMotiv’s JS Snippet embeds inside of your Tag Manager, directly in your website, or through our API and instantly begins tracking form inputs.
Easy to Use
24/7 access to the ForMotiv portal gives your team real-time data analytics on each individual applicant. Drill down on specific applications, questions, and user actions.
Zero PII Required
Your data is totally secure as ForMotiv requires zero Personal Identifiable Information (PII).
Own Your Data
Your data is just that, yours. ForMotiv provides you access to all of the raw data collected. No customer or outcome information is used with other customers.
WHAT OUR CUSTOMERS SAY
“You tell us when our agents are representing themselves better than our company. We’ve never had oversight like this because, frankly, we didn’t know it existed.”
Director of Underwriting, Fortune 100 insurance Carrier
“The ability to collect this kind of behavioral intelligence, in real-time, is amazing. Not only have we uncovered crucial behavioral data we never knew about before, but we’ve been able to pass known outcomes to ForMotiv and are now predicting these outcomes as the applicants are filling out the forms. It’s very slick.”
Head of Marketing, Global Insurance Company